Product Guide

Kindly come to the branch with the corresponding requirement(s) of the product you are applying for.

FIDELITY SAVINGS ACCOUNT

Fidelity Savings Account is an account designed for customers seeking a low-cost platform to save their funds.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance = N1,000
  • No third party withdrawals
  • 3.6% rate payment (Monthly) on average balance
  • On-line-real-time services
  • 1 clear passport photograph
  • Any photo ID
  • Signature Mandate Card

FIDELITY PERSONAL SAVINGS SCHEME

Fidelity Personal Savings Scheme is a hybrid account designed for customers who need a savings account with the flexibility of a checking account.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance = N1,000
  • 3.6% rate payment (Monthly) on average balance
  • Allowance of third party withdrawals
  • Lodgment of cheques and dividend warrants
  • Interest rate is forfeited on third withdrawal in a month
  • 1 Mandate/signature card
  • 1 reference form
  • Valid identification of each signatory
  • Utility bill
  • 1 clear passport photograph of each signatory

FIDELITY SWEETA ACCOUNT

Fidelity Sweeta Account (SWEETA) is an account specially designed for children between the ages of 0-15, their parents and schools.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance = N1,000
  • 3.6% rate payment (Monthly) on average balance
  • Zero opening balance
  • Third Party Withdrawals
  • Provision for draft issuance,
  • Birthday gift for beneficiaries
  • Cheques and Dividend warrants lodgment.
  • Customized cheque book
  • Monthly bank statements (on request)
  • Standing order for payment of school fees
  • Standing order for transfer into Sweeta accounts
  • Diaspora kids instant gift upon account opening.
  • Diaspora kids birthday gifts.
  • Children e-books
  • Sweeta Kids Learn Suite which includes: Sights & Sounds of Nigeria module, Learn my Nigerian dialect module,
  • Clear passport photographs of the signatory and child
  • Valid identification of the signatory
  • Birth certificate/registration of birth/baptismal certificate or International passport of the child
  • Utility Bill
  • 1 Reference form

FIDELITY CURRENT ACCOUNT

A facility account designed for individuals and business owners seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance corporate and individual customers
  • Corporate account option available
  • Easy account opening
  • Convenience
  • ATM card available to both individual and corporate clients
  • Access to Fidelity Business Club
  • 1 mandate / signature card and completed form
  • 2 reference forms
  • Valid identification of the signatories
  • Utility bill
  • 1 clear passport photograph of each signatory

FIDELITY CURRENT ACCOUNT PLUS

A facility account designed for individuals and business owners seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance
  • Corporate account option available
  • Financial advisory services
  • Deployment is at NO cost
  • Zero COT
  • Free initial cheque book
  • Allows lodgments of cheques and dividend warrants
  • 1 mandate / signature card and completed form
  • 2 reference forms
  • Valid identification of the signatories
  • Utility bill
  • 1 clear passport photograph of each signatory

FIDELITY CORPORATE ACCOUNT

An account designed for Corporate organisations seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance
  • Monthly statement (on request).
  • Cheques and Dividend warrants lodgment.
  • Valid ID
  • One passport photo for each signatory
  • Utility bill
  • 2 Corporate References
  • Certificate of incorporation
  • Memorandum of article (certified true copy)
  • Form CO7 (Particulars of Director)
  • Board Resolution (Appended with company seal and signed by two directors)

FIDELITY DIASPORA SILVER ACCOUNT

An account designed for individuals and business owners seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance of N50,000.00
  • Allows payment orders to third parties
  • Electronic Monthly statement
  • Email transaction alert
  • Corporate Account option available
  • 1% interest rate p.a if average balance is within or above minimum operating balance for Silver account
  • Valid ID
  • Utility bill
  • 2 References
  • One passport photo

FIDELITY DIASPORA GOLD ACCOUNT

An account designed for individuals and business owners seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance of N150,000
  • Access to all e-channels
  • Fidelity Diaspora Cheque Book
  • Fidelity Diaspora Visa Debit Card (dual currency)
  • Priority Pass( Access to over 1,000 airport lounges across the world)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial and business advisory services
  • 1.5% interest rate p.a if average balance is within or above minimum operating balance
  • Valid ID
  • Utility bill
  • 2 References
  • One passport photo

FIDELITY DIASPORA PLATINUM ACCOUNT

An account designed for individuals and business owners seeking dependable and convenient banking services.

Features:

Requirements:

  • Zero Opening Balance
  • Minimum Operating Balance of N250,000
  • Access to all e-channels products (online banking)
  • Fidelity Diaspora Cheque Book
  • Fidelity Diaspora Visa Debit Card (dual currency)
  • Priority Pass( Access to over 1,000 airport lounges across the world)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial and business advisory services
  • 2.0% interest rate p.a if average balance is within or above minimum operating balance
  • Valid ID
  • Utility bill
  • 2 References
  • One passport photo

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